The Platform

A 21-module Financial Crime Operating System, built for the patterns that actually define fraud in African mobile money — not adapted from tools built for card networks in Western markets.

Why global platforms miss this

SIM-swap takeover

Requires real-time telecom integration — a data relationship card-network platforms have no reason to have built.

Agent-network collusion

Cash-in/cash-out agents are a distribution layer with no equivalent in card-based payment systems at all.

Local-language scams

Twi, Hausa, and Pidgin scam classification is absent from platforms built for English-first markets.

The system

Four categories, 21 modules

Detection

SIM-swap intelligence
Behavioural biometrics
Fraud graph analysis (GNN)

Compliance

AML/CFT engine
CIIM — cheque integrity, production-ready
CTR/SAR generation

Investigation

TrustCase workbench
GenAI investigation advisor

Shared layer

National Fraud Exchange
Malware & device monitoring

Where each module actually stands

CIIM

Production-ready today. Built directly in response to a Bank of Ghana dud-cheque directive. Zero machine-learning dependency — deterministic validation logic.

Behavioural Biometrics

Built and functional. Full production accuracy depends on training against live session data at scale, which we don't yet have.

GenAI Investigation Advisor

The platform's newest module, supporting investigator judgement rather than replacing it — not yet tested against live case volume.

Everything else

Architecture built, 194 automated backend tests passing, proof-of-concept stage.